Back to School – Saving for your child’s future

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Back to School – Saving for your child’s future

It’s that time of year again! After a long break filled with endless sunny days with no homework, no early morning yellow bus and no teachers, your child finally has to go back to school!

Although post-secondary education may be a long ways away, it is never too early to start saving. By starting early, you may relieve your children from the potential burden of carrying large student debt after graduation. To help you save for this goal the Canadian Government has made a special type of account available to Canadian families. 

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Diversification is Key - Why You Should Never Put Your Eggs in One Basket

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Diversification is Key - Why You Should Never Put Your Eggs in One Basket

I am sure we have all heard the expression “you should never put all your eggs in one basket”. Imagine you have a straw basket. In it, you decided to throw all the eggs you were going to eat for the week. While carrying it, you stumble over and drop the basket. In that fleeting moment, all the eggs you had preciously accumulated were destroyed.

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Syndicated Mortgage Investments: No Free Lunch

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Syndicated Mortgage Investments: No Free Lunch

Many of us are familiar with the popular saying; “there’s no such thing as a free lunch”.  Essentially, to get one thing that we like, we usually have to give up something else. In finance, the trade-off is between risk and return. For example, the day to day fluctuations in the value of a stock are much larger than those of a government bond. Risk is typically compensated through a higher expected return. The ultimate goal is to have a portfolio of investments that obtains the best return for the amount of risk you are taking.

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